The agreement between you and Aftr Limited for use of the Aftr digital estate planning service.
These Terms of Service (“Terms”) are a legal agreement between you and Aftr Limited (NZBN 9429120) (“Aftr”, “we”, “our”). By creating an account or using the Aftr service, you agree to these Terms. If you do not agree, you must not use Aftr.
These Terms apply alongside our Privacy Policy and Refund Policy, which are incorporated by reference.
Aftr is a digital estate planning tool that helps you organise your digital assets, record your life story, manage your family relationships, and arrange for trusted people to access that information if you pass away. It includes:
You must be at least 18 years old to use Aftr. By creating an account, you confirm that you are 18 or older and have the legal capacity to enter into a binding agreement.
You are responsible for:
Because Aftr uses zero-knowledge encryption, we cannot reset or recover your master password. If you forget it, your encrypted Vault content cannot be accessed by anyone.
Aftr is offered on a paid subscription basis. Payments are processed by Stripe. Aftr does not store or process your payment card details.
Prices displayed on our website are in New Zealand Dollars (NZD) inclusive of GST. AFTR LIMITED is GST-registered (registration effective 23 May 2026).
Plans available at time of writing:
We reserve the right to change our pricing. We will give you at least 30 days’ notice before any price increase affects your subscription.
If you join Aftr before 1 September 2026, you qualify as a Founding Member. Founding Members receive a locked price:
The Founding Member price lock is non-transferable. It applies to your account only and cannot be assigned or inherited.
The annual plan includes a 30-day free trial on your first subscription. No credit card is required to start. You will not be asked for payment until your 30-day trial ends. The trial is available once per account.
If you do not subscribe at the end of the trial, your account becomes inactive. Your data is preserved. You can reactivate at any time by subscribing.
When you delete your account from your account settings:
See our Privacy Policy for full details on data retention. See our Refund Policy for billing implications on deletion.
The Bookshelf feature allows you to create personal books and scrapbooks within your vault. Bookshelf entries are end-to-end encrypted in the same way as your vault.
A future feature (ON_DEATH auto-release) will allow Bookshelf content to be automatically shared with nominated recipients after your death. This feature is not yet live. When it becomes available, it will require explicit opt-in and a separate update to our Privacy Policy.
Manual sharing of Bookshelf content with named recipients is available now and operates using envelope encryption. Content shared this way can only be accessed by the specific recipient you nominate.
The Life Story feature includes voice transcription and AI-generated narrative stories, powered by OpenAI. By using these features, you acknowledge and agree that:
You can use written Life Story entries without triggering any data transfer to OpenAI.
You agree not to use Aftr to:
Your content is yours. You retain all ownership rights in the content you store in Aftr. By storing content in Aftr, you grant us a limited licence to store, encrypt, and transmit that content solely for the purpose of providing the service to you.
The Aftr software, design, and brand are owned by Aftr Limited and protected by New Zealand and international intellectual property laws.
To the maximum extent permitted by the Consumer Guarantees Act 1993 (NZ), the Fair Trading Act 1986 (NZ), and the Privacy Act 2020, and except where liability cannot be excluded by law:
Nothing in these Terms excludes or limits liability that cannot be lawfully excluded or limited under New Zealand consumer protection law.
We aim to maintain the service with reasonable availability. We do not guarantee 100% uptime. Aftr is an early-stage product. There may be periods of maintenance, downtime, or feature unavailability.
Scheduled maintenance will be notified by email where practicable. Our liability for outages is limited as described in “Limitation of liability” above.
By you: You may close your account at any time from your account settings. See “Account deletion” above for what happens to your data.
By us: We may suspend or terminate your account if you breach these Terms, if we are required to by law, or if we cease operating the service. Where we terminate for breach, we will give at least 14 days notice and an opportunity to export your data, except in cases of serious breach, fraud, or legal compulsion.
If Aftr Limited ceases operations, we will give paid subscribers at least 90 days notice by email and provide a data export before shutting down.
If we confirm a notifiable privacy breach (as defined by the Privacy Act 2020), we will notify affected users by email within 72 hours and concurrently notify the Office of the Privacy Commissioner.
These Terms are governed by the laws of New Zealand. Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the New Zealand courts.
If any part of these Terms is found to be invalid or unenforceable, the remaining parts continue in full force.
We may update these Terms from time to time. When we make material changes, we will notify you by email to the address on your account and update the effective date above. We will give you at least 14 days’ notice before material changes take effect.
If you continue to use Aftr after the new Terms take effect, you accept the updated Terms.